PSD2: The opportunity for banks to embrace change
Everyone who is someone in the payments industry will know that a revised Payment Services Directive (PSD2) legislation has recently come into force, to standardise how digital payments are made. The...
View ArticleBuilding your own online shop
When looking to sell online, the first thing that most people will do is head straight to one of the big marketplaces such as eBay or Amazon – or those with a bigger budget, to an expensive web design...
View ArticlePayments technology and SMEs: It’s make or break time
Apple Pay, contactless cards, bitcoin, PayPal, and of course cash, are just some of the ways we can now pay for goods and services. While no SME owner goes into business because of their love for...
View ArticleWhat does the time delay on the new PCI DSS mean?
When the Payment Card Industry Security Standards Council (PCI SSC) updates the security standards for organisations that handle cardholder data, the PCI DSS, it often triggers an industry-wide frenzy...
View ArticleMobile wallets: More than just a payment mechanism
Apple Pay was announced in the US in late 2014 and launched with quite a bit of fanfare in the UK in July 2015. Today, most of the big UK banks have committed to support Apple Pay, although not all...
View ArticleQ&A: How prepaid payment solutions could help address security concerns
Consumers in the UK are spending more than £600bn a year using credit, debit and other cards. However, according to a recent survey, 9 in 10 consumers still fear for their online security when shopping...
View ArticleSocial networks and fintech: Why it pays to be mobile
If there was ever proof – if proof were needed – that social networks are becoming the de facto Internet browsers on mobile, the latest flurry of fintech news confirms it. In two separate...
View ArticleBitcoin and Blockchain: Disrupting traditional architectures
Blockchain is disrupting the financial services (FS) industry. Deloitte recently called it one of the year’s most controversial and debated topics. Despite the hundreds of millions being invested in...
View ArticleMobile wallets: A reciprocal relationship
Mobile is fast becoming the dominant marketing channel for companies across the vast majority of industries. This is largely because mobile adoption can offer businesses, and particularly marketers,...
View ArticleReady for the new EU payments value chain?
4 ways PSD2 can generate innovation, healthy ‘co-opetition’ and growth In 2007, the Payment Services Directive (PSD) established the legal foundation for an EU-wide single market for payments. The...
View Article